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The Indiana Insurance Group offers a variety of Indiana life insurance products to clients throughout the Midwest. Our years of experience with Term Life Insurance, and other products, will help you find the best plan at an affordable price.

As an Independent Agency we work as consultants, there is no fee for our service and our people are not sales oriented. Consultations are intended to allow our clients to find an affordable Indiana life insurance products within your budget.

We offer friendly professional advice and always stay with the principal of finding the type of coverage that will fit your needs as well as budget. Ask for a free quote, there is no obligation and an illustration will simply be emailed to your attention. When you have question or wish to review the benefits just call 317-842-2210.

The Facts of Indiana Life Insurance Coverage

The death benefit provided by life insurance is key to any financial plan. The correct amount of coverage will help protect your family, without the correct coverage loss of lifestyle or standard of living can be a struggle. This plan is not for yourself, but for the loved ones you leave behind. Because different people have various responsibilities, so to should your products vary. Below is a brief description of the types of life insurance products available.

Term provides coverage for a specific period of time or “term.” It is a good fit for people who would like a high dollar amount of coverage for the lowest cost. Because term coverage is also convertible, it is ideal for those that need immediate protection.

Universal is a flexible-premium, adjustable benefit policy that accumulates account value. The flexibility of this policy allows you to change the amount of coverage as your needs change. Some changes require underwriting approval.

Whole or Permanent coverage commonly referred to as whole life, provides protection for your entire life. Policy premiums generally do not increase with the age of the insured once the policy is purchased, but this can vary from company to company.

Variable combines the protection of traditional life plan with the potential to earn market returns on your policy cash value. With a wide array of investment options, the decision on where to direct your cash funds is up to you.

Beyond the death benefit

While this type of coverage is primarily purchased for the death benefit, permanent coverage offers additional benefits that you can experience while you are living; those benefits are referred to as living benefits. Living benefits can be in the form of policy cash value, optional riders and policy features and can provide resources for helping with:

  • Supplementing retirement income
  • Preparing for chronic illness
  • Disability income
  • Business Planning
  • College tuition
  • Charitable planning

Contact Us Anytime

Please call or drop us an email info@indianainsurancegroup.com anytime you have questions concerning Indiana Life Insurance or if you simply need a little help. We are centrally located in Indianapolis, Indiana to assist you through the review process and help you find the best plan that fits your specific needs.

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